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The NIH Federal Credit Union provides brand brand new and utilized automobile loans, plus refinance options for the variety that is wide of kinds.

Car loans

The NIH Federal Credit Union provides fast and payday loans in california auto that is easy whether you’re purchasing or refinancing an automobile, vehicle, or SUV. Our car loan system features:

Same great rates that are low new, utilized and refinanced autos, presently as little as 1.99% APR 1

Terms as much as 84 months

Funding up to 125per cent Loan-to-value 2

No payments when it comes to very very first 3 months 3

Exclusive user prices on protection and insurance programs

Save some time cash with this car Buying that is online solution

Wish to calculate your re payment? Make use of our car loan calculator

Get pre-approved with START! 5

Our BEGIN (Sign Today and Ride Today) system is preferable to a pre-approval that is traditional. Not just can you obtain the assurance to be a cash customer, you additionally shut your loan right at the dealership. Here’s how it really works:

Submit an application for low-rate NIHFCU request and financing your BEGIN Express Draft

Bring your START Draft into the shop and dealer confidently like a money customer

Close on NIHFCU funding during the dealership. Simply fill the START Draft out and allow the dealer care for the others

Drive the lot off without unnecessary wait

Car Buying Services

Look for your auto that is next with free, no responsibility automobile Buying provider, with unique member rates at convenient dealerships, nationwide.

Automobile financing for International Fellows

Are you currently a worldwide other? Make sure to have a look at our fellows that are popular Program to aid your unique borrowing requirements. Find out more

Motorcycle Loans

The NIHFCU funds used and new motorcycles and our system features:

Great low prices presently as little as 5.74% APR 1

Terms as much as 84 months

Funding up to 100per cent Loan-to-value 2

No payments when it comes to very very first ninety days 3

Exclusive member prices on insurance coverage and protection programs

Desire to estimate your re payment? Utilize our car loan calculator

Refinance to lessen your price and reduce your payment

A lot of people don’t get the most readily useful deal once they first fund their purchase, may it be during the dealer or perhaps a bank. That’s where we may be found in, with exemplary refinance terms that could be in a position to assist quickly recover cash you should use for cost cost savings or other needs. Today contact a loan representative.

All auto refinance that is online

We refinanced my car with NIHFCU plus they provided me with outstanding price! Extremely simple procedure. I entirely did everything online without the need to go directly to the branch. I became also in a position to signal all my papers electronically. Process only took about 5 days!

Let the NIHFCU protect both you and your automobile

Drive back high priced repairs, even although you fund elsewhere. MRC provides protection at any fix center in america and Canada and even more, including:

Car rental as much as $35/day for 5 times

24-hour crisis roadside help 10

Travel expenses reimbursement, as much as $500 11

Select the MRC plan that’s perfect for your needs at our Protection Program web page or contact us.

Automobile insurance with original Prices

NIHFCU users meet the criteria for discounted auto insurance prices from leading providers, through our partner, Trustage ®12

An average could be saved by you of over $500 8

Complement a house policy to perhaps conserve more

Get an instantaneous on line with no force estimate

For lots more benefits that are great details see our Insurance page or e mail us.

NIHFCU Loan Guardian

Safeguard your loved ones from the unanticipated and erase your loan financial obligation in the event of

With regards to the situation, Loan Guardian could possibly cancel your staying payments up in to the agreement optimum. 6 For complete details, visit our Protection products web page.

Guaranteed Resource Protection (GAP)

Should your automobile is totaled or taken, your insurance might not protect sufficient to spend your loan off. GAP 7 will help pay the real difference. GAP coverage includes:

Exclusive rates that are low simply $395 8 for cars and $419 8 for motorcycles

Deductible help for collision claims

Pay roll or upfront into the month-to-month loan re payments

For full details, go to our Protection tools page or contact us.

Today contact us

Easiest application for the loan ever!

The mortgage application ended up being a simple and process that is fast. The employees ended up being extremely friendly whenever we called to inquire about questions regarding the mortgage and exactly how to start out paying it back once again. Overall, it has been an experience that is great.

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