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The NIH Federal Credit Union provides brand new and utilized automobile loans, plus refinance options for the wide selection of car types.

Car loans

The NIH Federal Credit Union provides fast and easy automotive loans whether you’re purchasing or refinancing a car or truck, vehicle, or SUV. Our auto loan system features:

Same great low prices on new, utilized and refinanced autos, presently only 1.99% APR 1

Terms as much as 84 months

Funding up to 125per cent Loan-to-value 2

No re payments for the very first 3 months 3

Exclusive user prices on protection and insurance programs

Save your some time cash with this online vehicle Buying solution

Would you like to calculate your re re re payment? Make use of our automobile loan calculator

Get pre-approved with BEGIN! 5

Our START (indication Today and Ride Today) system is preferable to a conventional pre-approval. Not just would you have the assurance to be a money customer, you additionally shut your loan right during the dealership. This is how it really works:

Submit an application for low-rate NIHFCU funding and ask for your BEGIN Express Draft

Bring your START Draft to your dealer and store confidently such as a money customer

Close on NIHFCU funding during the dealership. Simply fill the START Draft out and allow the dealer care for the remainder

Drive from the lot without unneeded wait

Car Buying Services

Go shopping for your auto that is next with complimentary, no responsibility automobile Buying provider, with unique user rates at convenient dealerships, nationwide.

Automobile financing for International Fellows

Are you currently a fellow that is international? Make sure to take a look at our fellows that are popular Program to guide your unique borrowing requirements. Discover more

Motorcycle Loans

The NIHFCU funds used and new motorcycles and our system features:

Great low prices presently as low as 5.74% APR 1

Terms as much as 84 months

Funding up to 100percent Loan-to-value 2

No re re payments for the first ninety days 3

Exclusive user prices on insurance coverage and security programs

Would you like to calculate your re re payment? Utilize our automobile loan calculator

Refinance to lessen your rate and reduce your payment

A lot of people don’t obtain the deal that is best if they first fund their purchase, may it be during the dealer or a bank. That’s where we are available in, with exemplary refinance terms that could be in a position to assist quickly recover cash you can make use of for cost savings or other requirements. Contact that loan agent today.

All online car refinance

We refinanced my car with NIHFCU plus they provided me with a rate that no bank account payday loans in california is great! Really process that is easy. We totally did everything online without the need to go right to the branch. I happened to be also in a position to signal all my papers electronically. Process just took about 5 days!

Allow the NIHFCU protect both you and your automobile

Force away expensive repairs, even though you fund elsewhere. MRC provides protection at any fix center in the usa and Canada and even more, including:

Car rental as much as $35/day for 5 days

24-hour crisis roadside help 10

Travel expenses reimbursement, as much as $500 11

Select the MRC plan that’s perfect for your preferences at our Protection Program contact or page us.

Automobile insurance with original Prices

NIHFCU users qualify for discounted auto insurance prices from leading providers, through our partner, Trustage ®12

You might save your self a typical of over $500 8

Complement a house policy to save more possibly

Get an immediate on line with no stress estimate

For lots more great benefits and details see our Insurance page or e mail us.

NIHFCU Loan Guardian

Safeguard your loved ones contrary to the unanticipated and erase your loan financial obligation in case there is

With respect to the situation, Loan Guardian might be able to cancel your payments that are remaining to the agreement maximum. 6 For complete details, go to our Protection products web web page.

Guaranteed In Full Resource Protection (GAP)

In case the car is totaled or taken, your insurance coverage might not protect adequate to spend your loan off. GAP 7 can really help spend the difference. GAP protection includes:

Exclusive rates that are low simply $395 8 for cars and $419 8 for motorcycles

Deductible help for collision claims

Pay roll or upfront into the month-to-month loan payments

For complete details, go to our Protection tools contact or page us.

E mail us today

Easiest application for the loan ever!

The mortgage application had been a straightforward and process that is fast. The employees had been really friendly whenever we called to inquire of questions regarding the mortgage and exactly how to start out paying it back once again. Overall, this has been an experience that is great.

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